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Sphere on Spiral Stairs

Utkarsh Parhate

EMV Certification specialist 
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Professional Experience
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EMV Certification QA

(Payments & POS Systems)

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Senior Quality Assurance Engineer specializing in end-to-end payment systems validation, EMV Certification Projects, release governance, and structured quality frameworks within fintech environments.

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I design and execute comprehensive test strategies across POS devices, gateway integrations, and backend transaction processing systems.

 

My expertise spans EMV compliance, transaction message validation, defect lifecycle management, and quality metric tracking across cross-functional teams.

I architect structured, audit-aligned QA frameworks for EMV and card-present payment ecosystems. My expertise spans transaction message validation, processor integration mapping, fallback compliance testing, and end-to-end host verification across POS devices and gateway infrastructures.

 

I combine log intelligence, automation strategy, and AI-assisted validation techniques to reduce audit risk and optimize release confidence.

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Understanding client expectations and working proactively to achieve the objectives within stringent timelines and prioritizing the requirements. Preparation of test and effort estimation, project dashboards, weekly reports, status and monthly management reports.

Skills

Platforms & Environments

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  • Retail Payment Platform

  • iOS/Android App Testing

  • Windows/Mac OS

  • Mobile Payment Quality Analysis

 

Software Development & Testing Process

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  • SDLC & Test Estimation

  • Agile Testing

  • Test Strategy

  • System Testing

  • User Acceptance Testing

 

Tools & Technologies

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  • HTML & Test Management

  • Selenium & Test Automation

  • Defect Tracking

  • Guidewire

  • Data Warehousing

  • Microsoft Office

 

Quality Practices

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  • Quality Assurance

  • Quality Control

 

Certifications

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  • ISTQB

  • RPA

  • Rhetoric: The Art of Persuasive Writing and Public Speaking

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Payment Systems & Processes

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  • EMV Brand Certification

  • Authorization Process

  • Credit Card Processing

  • Credit Card Payments

  • Mobile Payment Applications

  • iOS and Android Payments

  • Apple Pay

 

Devices & Integration

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  • Credit Card Terminals

  • Chip & PIN

  • POS Data Analysis

  • Ingenico, VeriFone, and PAX

  • B2 Chip Integration Tool

 

Tools & Platforms

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  • UL Test Tools

  • VisionPLUS

 

Standards & Security

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  • International Standard – ISO 7816

  • ICC to Terminal Interface

  • Security and Commands for Interchange

  • Commands for Card Management

  • Cryptographic Information Application

  • Security and Key Management

Awards
Certifications/Associations
G-Suite Automated Status Dashboard
Sphere on Spiral Stairs

About me

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We make sense of our lives through stories.
Mine has been shaped by both uncertainty and gratitude.

In 2017, I was diagnosed with Stage 1 skin cancer (DFSP).
Three surgeries, multiple procedures, and years of scans later, I was declared cancer-free. That season of life taught me how fragile we truly are, and how much courage it takes to keep walking when fear is whispering in your ear.

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The following year brought U.S. visa challenges, strained family ties, and career missteps that slowed my growth. At the time, it felt like I was losing everything. In truth, life was redirecting me. Each challenge became a teacher. Each setback carved a deeper sense of resilience, clarity, and peace.

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After the pandemic, I chose to rebuild myself from the inside out. I turned to what had always held me quietly together: yoga, meditation, and the wisdom of ancient Indian philosophy. These practices reminded me that peace is not the absence of struggle, but the ability to remain steady in the middle of it.

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In 2021, Zoey, my golden doodle, came into my life. Her joy, loyalty, and grounding presence filled the quiet spaces of my days. Together, we embraced the beauty of Vancouver, from its ocean waves to its mountain peaks. Even in the endless rain, I found clarity in running, keeping a steady pace that turned grey mornings into moments of balance and light.

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By the end of 2023, I became a Canadian citizen and fully made Vancouver my home. Around the same time, I began a 100-hour Hot Prana yoga teacher training in downtown Vancouver, an experience that continues to shape me and is slowly growing into an academy of its own.

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In 2025, I launched Cosmic Innerpeace and began sharing The Gifts of Pure Consciousness. This series is not entertainment. It is a body of work born of lived experience, careful study, and disciplined practice.

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Each episode explores the meeting point of neuroscience and Eastern wisdom. We reflect on the workings of the nervous system, the science of breath, the healing power of yoga, the mysteries of kundalini energy, and the timeless call of awareness. At its heart, the series is about remembering that our bodies are not betraying us, but carrying us toward deeper presence. It is about loosening the knots of fear and conditioning so we can reconnect with the truth of who we are.

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Through it all, I remain deeply grateful.
Grateful for resilience, which carried me through.
Grateful for belonging, which anchored me here.
And grateful for the chance to live with purpose, to share what I have learned, and to remind others that peace was never far away.

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Let's connect

Contact Details

Phone

Email

Website

Address

+1.604-313-7091

info@spheremarketingsolutions.com

https://linktr.ee/rebooting.humanity

1310 Richards St, Vancouver BC Canada V6C 3T3

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